Official 2026 Health Resource: Compare Marketplace Subsidies & Coverage Tiers
Subsidy Navigator

Check Qualified Health Plan Subsidies for Your Household

Federal premium tax credits are available to help individuals and families obtain low-cost or zero-premium comprehensive health coverage. Complete the 4-step eligibility screener to verify your qualification tier.

Healthcare Consultation
✓ $0 Preventive Care
★ Verified Doctor Networks
  • ✓ Comprehensive primary care, urgent care & emergency coverage
  • ✓ Federal premium tax credits calculated from household income
  • ✓ Fast 2-minute eligibility review — completely free service
Step 1 of 4
Household Economics

What is your estimated annual household income?

Subsidies and premium tax credits are evaluated based on standard income brackets.

Residency Status

Are you a legally present US resident or citizen?

Qualified marketplace health plans require lawful presence in the United States.

Demographic Verification

Select your age category

Standard marketplace coverage programs apply to individuals between 19 and 64.

Or enter exact age:

Please enter a valid age between 1 and 120.
Current Healthcare Status

Do you currently receive Medicaid, Medicare, or TRICARE?

Government tax credits are designed for individuals not currently enrolled in state or federal entitlement programs.

Reviewing Health Plan Criteria...

Matching your responses with standard marketplace guidelines.

✓

Healthcare Options Available For Your Household

Based on your self-reported responses, you may be eligible to explore marketplace health plans with premium tax credits. Licensed independent agents are available to assist you in reviewing plan options.

Speak with a Licensed Agent

📞 Free consultation • No obligation • Fast guidance

!

Alternative Programs Available

Based on your answers, standard marketplace subsidies may not apply to your current situation. You can review official government health coverage resources at Medicare.gov.

Explore Medicare Options →
10,000+
Households Guided in 2026
100% Free
No Consultation or Broker Fees
ACA Qualified
Essential Health Benefits Covered
👨‍⚕️

Primary & Preventive Care

Annual wellness exams, preventive screenings, and standard immunizations covered at low or zero copays under qualifying plans.

💊

Prescription Coverage

Comprehensive access to essential generic and brand-name medications through participating local pharmacy networks.

📞

Licensed Agent Guidance

Connect with independent licensed professionals to evaluate deductible tiers and doctor networks without broker fees.

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Privacy Policy

Last Updated: October 14, 2026

This Privacy Policy explains how NovusHealth ("Company," "we," "us," or "our") collects, uses, discloses, and safeguards personal information when you visit https://novushealth.org, interact with our online advertisements, complete our qualification surveys, or utilize our referral services.

1. Information We Collect

A. Information You Voluntarily Provide

When you utilize our interactive eligibility checklist or request assistance, you may provide information including:

B. Automatically Collected Information

We automatically collect non-personally identifiable technical information when you navigate the site, such as IP addresses, browser types, referring URLs, operating systems, and timestamp markers.

2. How We Use Your Information

We use collected data exclusively for legitimate business and educational purposes:

3. Information Sharing & Third-Party Disclosure

NovusHealth does not sell your personal information to unverified data brokers. We may share information under strictly controlled circumstances:

4. Meta & Google Advertising Compliance

We utilize privacy-compliant conversion tracking from digital ad networks, including Meta Platforms and Google. Users may manage cookie preferences through browser settings or opt-out via the Digital Advertising Alliance (DAA) at aboutads.info or the Network Advertising Initiative (NAI) at networkadvertising.org.

5. TCPA Compliance & Communications Consent

By interacting with our site and calling our designated consultation lines, you expressly acknowledge that licensed independent insurance agents may provide information regarding Affordable Care Act (ACA) plans, private health insurance, and associated subsidy options. Consent is not a condition of purchasing any product or service.

6. Data Security & Storage

We employ administrative, technical, and physical security measures to safeguard data against unauthorized access, destruction, or alteration. While we employ industry-standard protocols, no internet transmission is 100% immune from operational vulnerabilities.

7. Contact Information

If you have questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact our compliance department:

Legal Department - NovusHealth
Website: https://novushealth.org
Email: compliance@novushealth.org
Address: 100 Innovation Way, Suite 200, Dover, DE 19901

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Terms & Conditions

Last Updated: October 14, 2026

Welcome to NovusHealth. These Terms & Conditions ("Terms") govern your access to and use of https://novushealth.org and any associated screener forms, content, and referral services.

1. Agreement to Terms & Eligibility

By accessing or utilizing our website, you confirm that you are at least 18 years of age, a resident of the United States, and legally authorized to enter into binding agreements. If you do not accept these Terms in full, you must discontinue use of the site immediately.

2. Nature of Service: Educational & Referral Resource

NovusHealth operates exclusively as an independent digital information and consumer referral service:

3. TCPA & Consent to Contact

By calling the toll-free assistance numbers displayed upon completing our qualification screener, you agree to engage in telephonic communications with independent licensed health insurance agents. These calls may be monitored and recorded for quality assurance and regulatory compliance purposes.

4. Third-Party Websites & External Referrals

Our website may include links to third-party portals, including official government resources such as Medicare.gov. We do not control, endorse, or accept responsibility for the content, privacy practices, or operational accuracy of external third-party sites.

5. Disclaimer of Warranties

THE SITE, CONTENT, AND REFERRAL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR STATUTORY. WE DISCLAIM ALL WARRANTIES OF ACCURACY, COMPLETENESS, TITLE, AND NON-INFRINGEMENT.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NovusHealth AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THIS SERVICE.

7. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any legal proceeding shall be conducted in state or federal courts situated in Delaware.

8. Contact & Notices

For inquiries regarding these Terms & Conditions, contact:

Compliance Officer - NovusHealth
Email: compliance@novushealth.org
Website: https://novushealth.org

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